Wharrie Bank

At Uwharrie Bank, we believe in helping you achieve your savings goals with simplicity and convenience. Our Statement Savings Account offers you a way to save money while providing easy access to your funds when you need them.

Account Features

  • Competitive interest rates: Earn interest on your entire balance to help your savings grow over time.
  • Quarterly statements: Receive detailed statements every quarter, providing you with a clear overview of your account activity and balance.
  • Online banking: Monitor your account, transfer funds, and view statements online, giving you convenient access to your savings 24/7.

Terms and Fees

  • $4 monthly fee waived with minimum balance of $300
  • $2 fee per withdrawal in excess of 2 per month (fee waived with $2,500 minimum balance)
  • Minimum opening deposit of $100

Statement Savings Rates

BalanceAnnual
Percentage
Rate (APR)
Annual
Percentage
Yield (APY)
$0.01 and above0.25%0.25%

Elevate Your Banking Experience

Open your Statement Savings account today to start building your savings.

Let’s Get Started

Experience the difference of banking with Uwharrie Bank.  Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.

*Interest is earned on the collected balance less reserves. Rates are subject to change daily. Fees may reduce earnings. Call 800.438.6864 or visit your local branch for current rates and terms.