Wharrie Bank

At Uwharrie Bank, we understand that managing your savings effectively is crucial for achieving your financial goals. That’s why we offer the Money Manager Savings Account, designed to help you maximize your savings while maintaining easy access to your funds.

Account Features

  • Tiered interest rates: Earn competitive interest rates that increase as your balance grows, allowing your savings to work harder for you.
  • Easy access: Enjoy the convenience of unlimited in-person withdrawals and up to six pre-authorized transfers or withdrawals per month.
  • Quarterly statements: Receive detailed statements every quarter, providing you with a comprehensive overview of your account activity and earnings.
  • Online banking: Monitor your account, track your savings progress, and transfer funds easily through our secure online banking platform.

Terms and Fees

  • Minimum balance of $1,000 to avoid $5 monthly fee.
  • Minimum opening deposit of $1,000.

Money Manager Savings Rates

BalanceAnnual
Percentage
Rate (APR)
Annual
Percentage
Yield (APY)
$0.01 - $9,999.990.25%0.25%
$10,000.00 - $19,999.990.25%0.25%
$20,000.00 - $49,999.990.25%0.25%
$50,000.00 - $99,999.990.25%0.25%
$100,000.00 and above0.25%0.25%

Elevate your Banking Experience

Ready to start managing your savings more effectively? Open up a Uwharrie Bank Money Manager Savings today to start savings for your goals and maintaining access to your funds.

Let’s Get Started

Experience the difference of banking with Uwharrie Bank.  Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.

*Interest is earned on the collected balance less reserves. Rates are subject to change daily. Fees may reduce earnings. Call 800.438.6864 or visit your local branch for current rates and terms.