Uwharrie Bank’s High Rate Passbook Savings Account offers a simple and convenient way to grow your savings while earning competitive interest rates. With easy access to your funds and the security of FDIC insurance, this account is designed to help you reach your financial goals faster.
Account Features
- Competitive interest rates: Earn higher interest rates on your savings balance, helping your money grow faster over time.
- Easy access: Withdraw funds or make deposits in person at any Uwharrie Bank branch location.
- Three withdrawals per quarter; additional withdrawals at a nominal fee per withdrawal.
Terms and Fees
- $4 monthly fee waived with minimum balance of $1,000
- $25 if closed within 12 months
- $5 per withdrawal in excess of 3 per quarter
- $10,000 minimum opening deposit
High Rate Passbook Savings Rates
| Balance | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $9,999.99 | 0.35% | 0.35% |
| $10,000.00 - $19,999.99 | 0.35% | 0.35% |
| $20,000.00 - $49,999.99 | 0.45% | 0.45% |
| $50,000.00 and above | 0.50% | 0.50% |
Elevate Your Banking Experience
Ready to start saving with our High Rate Passbook Savings Account? Open your Uwharrie Bank High Rate Passbook Savings account to earn interest comparable to a 6-month CD, and still have access to your funds.
Let’s Get Started
Experience the difference of banking with Uwharrie Bank. Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.
*Interest is earned on the collected balance less reserves. Rates are subject to change daily. Fees may reduce earnings. Call 800.438.6864 or visit your local branch for current rates and terms.