Manage the rising costs of healthcare with a Health Savings Account (HSA). Set aside tax-free funds to cover doctor bills, prescriptions, and other qualified medical expenses, ensuring you are prepared for your healthcare needs.
Account Features
- Earns Interest:* Grow your savings while preparing for qualified medical expenses.
- Flexible Access: Use checks or a debit card to conveniently access your funds.
- Online and Mobile Banking: Access your account anytime, anywhere with our Online Banking and Mobile Banking services.
- eStatements: Receive your account statements electronically for added convenience.
Terms and Fees
- Minimum Balance Requirement: Maintain a balance of $3,000 to avoid a monthly fee of $2.25.
- Minimum Opening Deposit: Start your account with a minimum deposit of $100.
- A qualified High-Deductible Health Insurance plan is required
Health Savings Account Rates
| Balance | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $499.99 | 0.05% | 0.05% |
| $500.00 - $2,499.99 | 0.05% | 0.05% |
| $2,500.00 - $4,999.99 | 0.05% | 0.05% |
| $5,000.00 - $14,999.99 | 0.10% | 0.10% |
| $15,000.00 and above | 0.10% | 0.10% |
Elevate Your Banking Experience
Ready to start saving for medical expenses? Talk with us today to open your Uwharrie Bank HSA.
Let’s Get Started
Experience the difference of banking with Uwharrie Bank. Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.
*Interest is earned on the collected balance less reserves. Rates are subject to change daily. Fees may reduce earnings. Call 800.438.6864 or visit your local branch for current rates and terms.