Honoring Your Service with Exceptional Home Financing
VA loans are a unique financing opportunity available to veterans, active-duty service members, and their spouses. Supported by the Department of Veterans Affairs, these loans offer numerous benefits, including lower closing costs, competitive interest rates, and the possibility of financing up to 100% of your mortgage for loan amounts up to $806,500. We also provide VA Jumbo loan options for larger loan needed loan amounts. Whether you are a veteran, an active-duty service member, or a military spouse, our VA mortgage solutions are crafted to make homeownership more accessible for you. Contact us today to see if a VA Mortgage is the perfect fit for your needs.
What is a VA Loan?
A VA loan is a mortgage program backed by the Department of Veterans Affairs, specifically tailored for veterans, active military personnel, and eligible military spouses. With features like no down payment required, competitive interest rates, and no monthly mortgage insurance, VA loans offer significant advantages over traditional mortgages.
Why Choose a VA Mortgage?
- No Down Payment Required: VA loans eliminate the need for a down payment, making homeownership more achievable for eligible applicants.
- No Monthly Mortgage Insurance: Unlike conventional loans, VA loans do not require monthly mortgage insurance premiums, resulting in potential savings over the life of the loan.
- Competitive Interest Rates: VA loans often feature competitive interest rates, providing long-term affordability and savings.
- Up to 100% Financing Available: VA loans offer the possibility to finance up to 100% of the home’s purchase price, allowing borrowers to preserve savings for other purposes.
- Flexible Amortization Terms: Enjoy flexible amortization terms tailored to your needs, ensuring your mortgage aligns with your financial goals and circumstances.
- VA Jumbo Loans Available: For those seeking higher loan amounts, VA Jumbo loans are available to accommodate larger financing needs.
Normal credit and underwriting approval is required. VA Funding Fee applies.
Ready to explore your VA mortgage options? Contact us today at 800.438.6864 to speak with one of our experienced mortgage specialists and take the first step towards homeownership!