Wharrie Bank

Platinum MasterCard® with Rewards

Our Platinum MasterCard® Credit Card gives you access to spending power for shopping, dining, travel and other expenses. With the added benefit of ScoreCard® Rewards you will receive reward points for every purchase.

Key Benefits

  • 0% Introductory Offer for purchases and balance transfers for 6 months on new cards.
  • Variable APR: After the introductory period, your APR will vary with the market based on the U.S. Prime Rate. As of 11/10/2024, your APR will be 14.49% to 24.49%, depending on your creditworthiness. Review Important Credit Terms for details.
  • No annual fee
  • Earn points every time you use your card
  • Points redeemable for: 1% cash back, gift cards, air travel, hotel accommodations, merchandise from leading national retailers *
  • Accepted at over 28 million merchants worldwide
  • Cash withdrawals at any ATM accepting MasterCard
  • 24-hour customer service
  • Additional cards for family members
  • 25-day interest-free grace period
  • Extended credit line
  • Zero Liability for unauthorized transactions. Zero Liability applies to transactions made in-store, over the telephone or online **
  • Full list of benefits associated with Platinum MasterCard
  • To request a current copy of the Cardholder Agreement, Click Here, or call 800.438.6864

Redeem your ScoreCard® Rewards points at: www.ScoreCardRewards.com. For 24-hour customer service or to report a lost or stolen Debit/Credit card, please call 800.438.6864.

* Rewards are offered through a third party, are not bank products and fees and/or conditions may apply.
** Certain terms, conditions and exclusions apply.