Wharrie Bank

Platinum MasterCard® with Rewards

Our Platinum MasterCard® Credit Card gives you access to spending power for shopping, dining, travel and other expenses. With the added benefit of ScoreCard® Rewards you will receive reward points for every purchase.

Key Benefits

  • 0% Introductory Offer for purchases and balance transfers for 6 months on new cards.
  • Variable APR: After the introductory period, your APR will vary with the market based on the U.S. Prime Rate. As of 02/10/2025, your APR will be 14.49% to 24.49%, depending on your creditworthiness. Review Important Credit Terms for details.
  • No annual fee
  • Earn points every time you use your card
  • Points redeemable for: 1% cash back, gift cards, air travel, hotel accommodations, merchandise from leading national retailers *
  • Accepted at over 28 million merchants worldwide
  • Cash withdrawals at any ATM accepting MasterCard
  • 24-hour customer service
  • Additional cards for family members
  • 25-day interest-free grace period
  • Extended credit line
  • Zero Liability for unauthorized transactions. Zero Liability applies to transactions made in-store, over the telephone or online **
  • Card Controls & Alerts: Directly control both your credit and debit cards. Login to your Online Banking account or enroll today and gain access to card controls and alerts. Turn them on/off, set spending preferences and receive real-time alerts for the transactions you choose.
  • Full list of benefits associated with Platinum MasterCard

Let’s Get Started

Enable access to spending power! Experience the difference of banking with Uwharrie Bank. Contact us via the buttons below, at 800.438.6864 or visit one of Our Locations to speak with a representative.

Redeem your ScoreCard® Rewards points at: www.ScoreCardRewards.com. For 24-hour customer service or to report a lost or stolen Debit/Credit card, please call 800.438.6864.

* Rewards are offered through a third party, are not bank products and fees and/or conditions may apply.
** Certain terms, conditions and exclusions apply.