When it comes to financing your dreams – whether it’s buying a new car, planning a dream vacation, renovating your kitchen, or making any other significant purchase – a home equity loan from Uwharrie Bank can provide the financial flexibility you need. Tap into the equity you’ve built up in your home to secure a loan with competitive interest rates and flexible terms.

Key Benefits

• Competitive Fixed and Variable Interest Rates: Benefit from competitive interest rates, whether you prefer the stability of a fixed rate or the flexibility of a variable rate.
• Fast, Local Decisions: Our experienced loan specialists provide fast, local decisions, ensuring a streamlined loan process tailored to your needs.
• Amount Based on Your Home Equity: Borrow an amount based on a percentage of your home’s equity, giving you access to the funds you need without compromising your financial stability.
• Experienced, Personal Service: Enjoy personalized service from our team of experienced professionals who are dedicated to helping you achieve your financial goals.
• Affordable Monthly Payments: Our home equity loans offer affordable monthly payments, making it easier for you to manage your finances while pursuing your dreams.
• Tax Deductibility: Interest paid on your home equity loan may be tax-deductible. Consult with your tax advisor to explore potential tax benefits.*

Let’s Get Started

Turn Your Dreams into Reality! Turn your dreams into reality? Experience the difference of banking with Uwharrie Bank. Contact us via the button below, at 800.438.6864 or visit one of Our Locations to speak with one of our knowledgeable loan specialists and discover how we can help you achieve your financial goals.

*All loans and lines of credit are subject to normal credit approval. **Consult with a tax advisor regarding tax deductibility.