Unlock Your Home’s Potential
When it comes to financing home improvements, major expenses, or achieving your financial goals, your home’s equity can be a valuable resource. With a Home Equity Line of Credit (HELOC) from Uwharrie Bank, you can tap into the equity you’ve built up in your home to access extra cash whenever you need it.
Key Benefits
- Competitive Interest Rates: Enjoy competitive interest rates that help you save money over the life of your line of credit.
- Flexible Terms: We offer flexible terms tailored to your financial needs and goals, ensuring that your HELOC works for you.
- Potential for Interest-Only Payments: Benefit from the potential to make interest-only payments during the draw period, providing you with flexibility and control over your finances.*
- Easy Access to Funds: Access your funds conveniently via checks or transfer them directly to your checking account using our secure online or mobile banking platforms.
- Tax Deductibility: Interest paid on your HELOC may be tax-deductible. Consult with your tax advisor to explore potential tax benefits.**
- Great for Home Improvements: Whether you’re renovating your kitchen, updating your bathroom, or tackling any other home improvement project, a Uwharrie Bank HELOC is the perfect financing solution.
- Flexibility to Use What You Need: With a HELOC, you have the flexibility to use only the funds you need, up to your approved credit limit, making it a convenient and cost-effective borrowing option.
Unlock Your Home’s Potential – Contact Us Today!
Ready to take advantage of your home’s equity and unlock new opportunities? Contact Uwharrie Bank at 800.438.6864 to speak with one of our experienced loan specialists and explore how a Home Equity Line of Credit can help you achieve your financial goals.
*Subject to normal credit approval.
**Consult with a tax advisor regarding tax deductibility.