Wharrie Bank

Business Market Investment Account

Uwharrie’s Business Market Investment Account provides an opportunity for Sole Proprietorships, Partnerships, and Corporations to maximize earnings on their business savings while maintaining flexibility and accessibility.

Account Features

  • Tiered Interest Rates: Benefit from tiered interest rates designed to maximize earnings on your business savings. The more you save, the higher your potential returns, allowing your business to earn competitive rates on idle funds.
  • Flexibility and Accessibility: Access your funds easily and quickly whenever you need them. Whether it’s for business expenses, investments, or emergencies, enjoy the flexibility to withdraw cash.
  • Transaction Limits: Manage up to 50 items per month with your Business Market Investment Account. This includes a combination of deposits, withdrawals, and other transactions, providing ample flexibility for your business’s banking needs.
  • Combined Accounts Statement: Simplify your financial management with combined account statements, allowing you to view all your Uwharrie accounts in one consolidated statement for easy tracking and reconciliation.
  • Convenient Banking Solutions: Access your account conveniently through our business online banking platform and mobile banking app. Manage your finances on the go, stay informed about your account activity, and initiate transactions with ease.

Terms and Fees

  • $10 monthly fee waived with minimum balance of $1,000
  • $0.35 per item in excess of 50 per statement cycle
  • $1,000 minimum deposit to open

The Business Market Investment Account is available to Sole Proprietorships, Partnerships, and Corporations.

Business Market Investment Rates

BalanceAnnual
Percentage
Rate (APR)
Annual
Percentage
Yield (APY)
$0.01 - $9,999.990.45%0.45%
$10,000.00 - $19,999.990.45%0.45%
$20,000.00 - $49,999.990.45%0.45%
$50,000.00 - $99,999.990.75%0.75%
$100,000.00 and above0.75%0.75%

Elevate Your Banking Experience

Unlock the earning potential of your business savings with Uwharrie’s Business Market Investment Account.

  • Maximize Earnings: With tiered interest rates, our Business Market Investment Account allows you to earn competitive returns on your business savings, helping you make the most of your idle funds.
  • Flexibility and Accessibility: Enjoy the flexibility to access your funds whenever you need them, without sacrificing potential earnings. Plus, with convenient banking solutions, managing your account is quick and hassle-free.
  • Tailored Solutions: Whether you’re a Sole Proprietorship, Partnership, or Corporation, our Business Market Investment Account is designed to meet the unique needs of your business, providing a versatile savings solution tailored to your requirements.

Let’s Get Started

Experience the difference of banking with Uwharrie.  Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.

*Interest is earned on the collected balance less reserves. Rates are subject to change daily. Fees may reduce earnings. Call 800.438.6864 or visit your local branch for current rates and terms.