The Uwharrie Bank Base Rate represents the true cost of funds in our local communities. It is calculated monthly from Uwharrie Bank’s interest cost of funds on our deposits and investments.
See below for the current Base Rate along with how it has changed over time:
Current Base Rate:
April 2025
March 2025
February 2025
January 2025
December 2024
November 2024
October 2024
September 2024
August 2024
July 2024
June 2024
May 2024
6.43%
6.46%
6.45%
6.51%
6.60%
6.68%
6.67%
6.61%
6.57%
6.58%
6.44%
6.37%