Uwharrie’s Public Funds Interest Checking Account is designed specifically for State, County, and Municipal Agencies. Offering competitive interest rates and a range of convenient features, this account is tailored to meet the unique banking needs of public entities.

Account Features

• Competitive Interest Rates: Earn competitive interest on your account balance, helping your organization maximize returns on its funds while maintaining liquidity.
• Comprehensive Digital Banking Solutions: Access your account anytime, anywhere with our suite of digital banking services. From business online banking to mobile banking, managing your organization’s finances has never been easier or more convenient.
• Paperless Statements: Opt for eStatements to receive your account statements electronically. Enjoy secure, instant access to your transaction history while reducing paper clutter and environmental impact.
• Combined Accounts Statement: Simplify your financial management with combined account statements, allowing you to view all your Uwharrie accounts in one consolidated statement for easy tracking and reconciliation.
• Visa® Debit Card: Access your funds conveniently with a Visa® debit card, accepted worldwide wherever Visa® is accepted. Make purchases, pay bills, and withdraw cash with ease, all while enjoying the security and convenience of electronic payments.

Terms and Fees

• $15 monthly service fee
• $100 minimum deposit to open
• $0.45 for each credit
• $0.30 for each debit
• Checks Deposited
  • $0.09 for each check drawn on Uwharrie Bank
  • $0.11 for each check drawn on other banks
• $1.20 for each $1,000 in cash deposited

Eligibility Requirements

The Public Funds Interest Checking Account is exclusively available to State, County, and Municipal Agencies.

Public Funds Interest Checking Rates

Elevate Your Banking Experience

• Expertise in Public Funds Management: With years of experience serving public entities, we understand the unique financial needs and regulatory requirements of State, County, and Municipal Agencies. Trust us to provide specialized expertise and personalized support tailored to your organization’s needs.
• Comprehensive Banking Solutions: From competitive interest rates to advanced digital banking capabilities, we offer a comprehensive suite of banking solutions to meet your organization’s needs and streamline your financial operations.
• Commitment to Service: At Uwharrie, we’re committed to delivering exceptional service and support to all our customers. As your trusted financial partner, we’re dedicated to helping your organization succeed and thrive.

Let’s Get Started

Experience the difference of banking with Uwharrie Bank. Contact us via the button below, at 800.438.6864 or visit one of Our Locations to speak with a representative.