Uwharrie’s Economy Checking offers practicality and affordability for businesses seeking a straightforward checking solution. Tailored to meet the needs of cost-conscious commercial customers, this account provides essential features at an economical price point.
Account Features
- Affordable Banking: Economy Checking is the perfect choice for businesses looking for a practical checking account at an affordable price. With a focus on simplicity and value, this account offers cost-effective banking solutions without compromising on essential features.
- Ideal for Low Activity Levels: Designed for commercial customers with total item levels of 150 or less per month, Economy Checking provides a budget-friendly option for businesses with modest transaction volumes.
- Convenient Digital Banking: Enjoy the convenience of business online banking and mobile banking, allowing you to manage your account anytime, anywhere. Access your account, view transactions, and initiate transfers with ease, all from the palm of your hand.
- Paperless Statements: Opt for eStatements to receive your account statements electronically. Not only does this reduce paper waste, but it also provides instant access to your transaction history, enhancing convenience and efficiency.
Terms and Fees
- $12 monthly fee waived with daily minimum balance of $2,500
- $100 minimum deposit to open
- $0.35 per item in excess of 150 per statement cycle
- Cash deposit limit of $5,000. A $1.20 fee will be assessed per $1,000 deposited over limit.
Economy Checking is tailored for commercial customers with total item levels of 150 or less per month. If your activity levels consistently exceed this threshold, we recommend reviewing other checking account options with your dedicated Account Executive.
Elevate Your Banking Experience
- Affordability: With Economy Checking, you can enjoy the benefits of a basic checking account at a price that fits your budget. It’s a cost-effective solution for businesses looking to minimize banking expenses without sacrificing essential services.
- Convenience: Our digital banking platforms offer convenient access to your account, allowing you to bank on your terms, wherever you are. Whether you’re in the office or on the go, managing your finances has never been easier.
- Simplicity: Economy Checking is designed with simplicity in mind. Say goodbye to complicated fee structures and unnecessary charges—this account offers straightforward banking solutions to meet your basic needs.
Let’s Get Started
Experience the difference of banking with Uwharrie. Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.