At Uwharrie, our commitment to our communities is unwavering, as is our philosophy of putting our customers first. Customers are at the heart of everything we do. We believe in putting our customers first, offering tailored financial solutions designed to meet their unique needs and support their growth.
Our Commercial Analysis Account is designed for commercial customers with a high volume of activity. An Earnings Credit is applied to balances in the account that may offset service charges and other activity charges.
Account Features
- Earnings Credit based on average collected balance: With our Commercial Analysis Account, you receive an earnings credit based on your average collected balance. This credit is used to offset service charges and other fees, ensuring you get the most value out of your banking relationship with us.
- Digital Banking Solutions: Seamlessly manage your account with our convenient business online banking platform. From accessing eStatements to conducting transactions, our secure online portal empowers you to bank on your terms, anytime, anywhere.
Terms and Fees
- Monthly Maintenance Fee……………………………………………………..$ 15.00
- Credits (paper and electronic)……………………………………………… $ 0.45
- Debits (paper and electronic)………………………………………………. $ 0.30
- Checks Deposited
- (per item drawn on other banks)……………………………………..$ 0.11
- (per item drawn on Uwharrie Bank)………………………………..$ 0.09
- Charge for Cash Deposited…………………………………………………..$1.20/ $1,000
- Negative Collected Balance………………………………………………….prime + 3%
- Other Activity Charges…………………………………………………………..(As listed)
Elevate Your Banking Experience
- Relationship Banking: Building strong, long-term relationships with our customers is our top priority. We strive to be more than just a bank—we aim to be a trusted advisor and partner in your financial journey.
- Community Impact: When you bank with us you’re investing in your community. Our commitment to community development, health and wellness, education, and more ensures that together, we can create a better future for all.
- Customer-Centric Approach: Your success is our success. That’s why we’re dedicated to providing exceptional customer service and tailored solutions that meet your evolving needs. With us, you’re more than just an account number—you’re part of the Uwharrie family.
- Tailored Solutions for Your Business: We understand that no two businesses are alike. That’s why our products and services are designed to grow, retain, and deepen customer relationships. Whether you’re a startup or a well-established enterprise, our personalized approach ensure that you receive the support you need to succeed.
- Community-Focused Banking: As your community banking partner, we go beyond traditional banking services. Our “people-first” philosophy means you can count on us to provide not only financial services but also enhanced personal attention and support. We’re deeply invested in the success of our customers and communities, and it shows in everything we do.
Let’s Get Started
Experience the difference of banking with Uwharrie Bank. Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.