Wharrie Bank

Business Select Checking

At Uwharrie, we understand the importance of a strong banking relationship. That’s why we’re proud to offer Business Select Checking—a tailored solution designed to meet the needs of commercial customers like you.

Account Features

  • Optimized for Your Business: Business Select Checking is specifically crafted for commercial customers with total item levels of 525 or less per month. It’s the perfect choice for businesses looking for a streamlined banking experience without sacrificing essential features.
  • Manage Your Finances Anytime, Anywhere: With Business Select Checking, you’ll enjoy convenient access to essential banking services wherever you are. From business online banking to mobile banking, you can manage your finances on your terms, 24/7.
  • Go Green with eStatements: Say goodbye to paper clutter and opt for eStatements, a secure and eco-friendly way to access your account statements online. Enjoy instant access to your transaction history anytime, anywhere.
  • Detailed Statements with Check Images: Keep track of your transactions with detailed statements that include check images. Gain valuable insights into your spending and easily reconcile your accounts with clear, comprehensive statements.

Terms and Fees

  • $30 monthly fee waived if you meet one of the following criteria:
    • Maintain daily minimum balance of $7,500 or greater
    • $20,000 minimum total deposits in checking, savings or CDs
  • $100 minimum deposit to open
  • $0.35 per item in excess of 525 per statement cycle
  • Cash deposit limit of $10,000. A $1.20 fee will be assessed per $1,000 deposited over limit.

Business Select Checking is designed for commercial customers with total item levels of 525 or less per month. If your activity levels consistently exceed this threshold, we recommend reviewing other checking account options with your dedicated Account Executive.

Elevate Your Banking Experience

  • Personalized Service: At Uwharrie, we’re more than just a bank—we’re your trusted financial partner. Our dedicated Account Executives are here to provide personalized guidance and support, ensuring you have the right banking solutions to support your business goals.
  • Convenience and Accessibility: With our robust digital banking platform, you can bank on your terms, wherever you are. Whether you’re in the office or on the go, our suite of digital banking tools makes managing your finances effortless.
  • Commitment to Sustainability: By opting for eStatements, you’re not only simplifying your banking experience but also reducing paper waste and helping the environment. It’s just one way we’re committed to making a positive impact in our communities.

Let’s Get Started

Experience the difference of banking with Uwharrie Bank.  Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.