At Uwharrie, we understand the unique financial needs of both businesses and non-profit organizations. That’s why we offer specialized checking accounts tailored to meet the specific requirements of Sole Proprietorships and Non-Profit Organizations.
Account Features
- Tailored for Your Needs: The Business Manager Checking Account is designed exclusively for Sole Proprietorships and Non-Profit Organizations. With a focus on providing the essential banking services these entities require, this account is the perfect fit for managing day-to-day finances.
- Competitive Interest**: Earn competitive interest on your account balance, helping your funds work harder for your organization’s financial goals.
- Convenient Banking Solutions: Access your account anytime, anywhere with our comprehensive suite of digital banking services. From business online banking to mobile banking, managing your finances has never been easier or more convenient.
- Paperless Statements: Go green with eStatements, reducing paper clutter and helping the environment while enjoying secure, electronic access to your account statements.
- Combined Accounts Statement: Simplify your financial management with combined account statements, allowing you to view all your Uwharrie accounts in one consolidated statement for easy tracking and reconciliation.
Eligibility Requirements
- Sole Proprietorships: Individuals operating as sole proprietors are eligible to open a Business Manager Checking Account to manage their business finances efficiently.
- Non-Profit Organizations: Non-profit organizations classified as “501(c)(3)-(13), (19)” are welcome to open a Business Manager Checking Account to support their mission-driven activities.
Terms & Fees
- Monthly Maintenance Fee……………………………………………………….$ 15.00
- Credits (paper and electronic)………………………………………………..$ 0.45
- Debits (paper and electronic)………………………………………………….$ 0.19
- Checks Deposited
- (per item drawn on other banks)………………………………………..$ 0.11
- (per item drawn on Uwharrie Bank)…………………………………..$ 0.09
- Charge for Cash Deposited Over Limit………………………………….$1.20/ $1,000
- Negative Collected Balance………………………………………………prime + 3%
- Other Activity Charges…………………………………………………………(As listed)
Business Manager Rates
Elevate Your Banking Experience
- Specialized Expertise: Benefit from our deep understanding of the unique financial needs and regulatory requirements of both businesses and non-profit organizations. Our experienced team is here to provide personalized assistance and guidance every step of the way.
- Commitment to Service: At Uwharrie, we’re committed to delivering exceptional service and support to all our customers, regardless of their organizational structure. Your success is our success, and we’re dedicated to helping you achieve your financial goals.
- Community Focus: As a community bank, we’re deeply invested in the success of local businesses and non-profit organizations. By banking with us, you’re not just a customer—you’re a valued member of the community, and we’re here to support you every step of the way.
Let’s Get Started
Experience the difference of banking with Uwharrie Bank. Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.
*Interest is earned on the collected balance less reserves. Rates are subject to change daily. Fees may reduce earnings. Call 800.438.6864 or visit your local branch for current rates and terms.