Wharrie Bank

Business Advantage Checking

Uwharrie’s Business Advantage Checking offers a cost-effective solution for managing your business’s checking needs. Designed with your financial goals in mind, this account provides flexibility and convenience without sacrificing essential features.

Account Features

  • Cost-Conscious Banking: Business Advantage Checking allows you to manage your finances efficiently without worrying about per item charges. Enjoy up to 300 total items per month with no additional fees, making it an ideal choice for businesses looking to maximize their savings.
  • Convenient Banking Solutions: Access your account anytime, anywhere with our comprehensive suite of digital banking services. From business online banking to mobile banking, you can stay connected to your finances and manage transactions with ease.
  • Paperless Statements: Simplify your banking experience and reduce paper clutter with eStatements. Receive your account statements electronically, giving you instant access to your transaction history and helping the environment at the same time.

Terms and Fees

  • $20 monthly fee waived if you meet one of the following criteria:
    • Maintain daily minimum balance of $5,000 or greater
    • $15,000 minimum total deposits in checking, savings or CDs
  • $100 minimum deposit to open
  • $0.35 per item in excess of 300 per statement cycle
  • Cash deposit limit of $10,000. A $1.20 fee will be assessed per $1,000 deposited over limit.

Business Advantage Checking is tailored for businesses with total item levels of up to 300 per month. If your activity levels consistently exceed this threshold, we recommend reviewing other checking account options with your dedicated Account Executive.

Elevate Your Banking Experience

  • Cost-Effective Solutions: With Business Advantage Checking, you can effectively manage your checking needs without incurring additional charges for per item transactions. It’s a smart, cost-conscious way to streamline your business finances.
  • Convenience and Accessibility: Our digital banking platform offers convenient access to your account, allowing you to bank on your terms, wherever you are. Whether you’re in the office or on the go, managing your finances has never been easier.
  • Commitment to Sustainability: By opting for eStatements, you’re not only simplifying your banking experience but also contributing to environmental conservation. It’s part of our commitment to sustainability and making a positive impact in our communities.

Let’s Get Started

Experience the difference of banking with Uwharrie Bank.  Contact us at 800.438.6864 or visit one of our convenient locations to speak with one of our representatives.